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Blog Open 09.18.2015

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What is renter's insurance and what does it cover?김진성부동산 949-293-8041
06/14/2018 09:44
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Rent를 하실 때, Renter's Insurance를 요구하는 경우가 많습니다. Renter를 위해서도 반드시 팔요합니다. 적은 비용으로 만일의 사태를 cover 하실 수 있습니다. 아래를 참고하시고 문의 사항이 계시면 연락주세요.

Personal property coverage, a typical component of renters insurance, may help cover the cost of replacing your stuff if it's unexpectedly damaged or ruined. That protection generally applies to certain risks (also referred to as "perils"), such as fire and theft, the Insurance Information Institute (III) explains.


Most renters insurance policies do not cover damage caused by floods. Like home owners, renters must purchase flood insurance separately to be covered for damage from flooding. However, you will likely be covered if there is a water leak within your rental unit that causes water damage to your belongings.

Many major insurance companies, like Allstate, include pet damage or injury as part of their renter's insurance in most states. However, in some states it is excluded from coverage on all basic homeowners and renters policies.Dec 2, 2015


Worters says that according to the National Association of Insurance Commissioners' data the average policy cost just $184 per year, a figure that works out to a little more than $15 per month for coverage that ranges from $30,000 to $50,000 (depending on where the renter lives) with a $500 to $1,000 deductible.

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What is renter's insurance and what does it cover?김진성부동산 949-293-8041